Northern California Real Estate Foreclosures
Foreclosure assistance plans for Oakland students fades out
Foreclosures of residential houses have reached astronomical proportions in Oakland, California. Urban Strategies Council has been trying to chalk out a plan to help families from being evicted and becoming homeless. Junious Williams of the Council said, “We though we could intervene if we went upstream and could act preventively.” It is a non-profit group researching in the matter and trying to prevent the situation from worsening.
The council presented a project at a recent convention of advocacy and non-profit groups in tandem with Northern California Grantmakers. The plan was unique and simple – perhaps the first of its type in USA. The plan was to locate the households facing foreclosures – either owners or tenants having ARM mortgages that are poised to increase or those who are defaulting. From them get the information about the schools their children attend and use this has a vehicle of communication to pass on information of assistance to the families. The next step was to train the faculties along these lines so that families stay in their homes and the children do not fail to attend their schools.
The data was to be collected from First American real estate. Steve Spiker the technology director of Urban Strategies Council together with his colleagues was able to estimate from the information gathered how many pupils form Oakland Unified School District came from households facing foreclosure. The numbers reflected the gigantic proportions of the foreclosure crisis. 9% of the students from the public schools in this region numbering about 3,428 were under the cloud of foreclosure.
The activists located the students down to their schools and worked out a ranking of the schools having the highest number of households who were defaulting or who were holding mortgages that were poised to increase to high rates. From the schools the researchers got the information about those students who were regularly absent. This was from a previous study compiled by Urban Strategies Council. They now marked the schools that were worst affected. Striker said, “We know that foreclForeclosures of residential houses have reached astronomical proportions in Oakland, California. Urban Strategies Council has been trying to chalk out a plan to help families from being evicted and becoming homeless. Junious Williams of the Council said, “We though we could intervene if we went upstream and could act preventively.” It is a non-profit group researching in the matter and trying to prevent the situation from worsening.
The council presented a project at a recent convention of advocacy and non-profit groups in tandem with Northern California Grantmakers. The plan was unique and simple – perhaps the first of its type in USA. The plan was to locate the households facing foreclosures – either owners or tenants having ARM mortgages that are poised to increase or those who are defaulting. From them get the information about the schools their children attend and use this has a vehicle of communication to pass on information of assistance to the families. The next step was to train the faculties along these lines so that families stay in their homes and the children do not fail to attend their schools.
The data was to be collected from First American Real Estate. Steve Spiker the technology director of Urban Strategies Council together with his colleagues was able to estimate from the information gathered how many pupils form Oakland Unified School District came from households facing foreclosure. The numbers reflected the gigantic proportions of the foreclosure crisis. 9% of the students from the public schools in this region numbering about 3,428 were under the cloud of foreclosure.
The activists located the students down to their schools and worked out a ranking of the schools having the highest number of households who were defaulting or who were holding mortgages that were poised to increase to high rates. From the schools the researchers got the information about those students who were regularly absent. This was from a previous study compiled by Urban Strategies Council. They now marked the schools that were worst affected. Striker said, “We know that foreclosures are happening in largely low-income communities of color. And we know students in those areas generally have poorer educational outcomes.”
Thus the first step was collecting the numbers and honing in on the susceptible households. The next plan was the distribution of an informational brochure to the families but here the plan failed. The Oakland school district failed to distribute the same most probably for reasons relating to confidentiality. Striker explained, “The original hope was that it would go to every kid in the district. That would have been complete saturation from our point of view. We have opened up discussions around this with a few people to make sure it is getting used in the district.”
osures are happening in largely low-income communities of color. And we know students in those areas generally have poorer educational outcomes.”
Thus the first step was collecting the numbers and honing in on the susceptible households. The next plan was the distribution of an informational brochure to the families but here the plan failed. The Oakland school district failed to distribute the same most probably for reasons relating to confidentiality. Striker explained, “The original hope was that it would go to every kid in the district. That would have been complete saturation from our point of view. We have opened up discussions around this with a few people to make sure it is getting used in the district.”
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