Home Warranty
Weigh Pros and Cons of Home Warranties Before Purchasing One
As a homeowner, you may be considering the purchase of a home warranty. However, do not mistake a home warranty for homeowners’ insurance because you insurance covers theft, fire and natural disaster damager repair or replacement costs. A home warranty generally covers the mechanical, plumbing and electrical systems and the structural integrity of the home.
Newly-built homes will have a builder’s warranty covering the above mentioned systems and the structural integrity. The warranty is generally two years on the systems and it can be up to ten years on structural integrity. As far as your appliances are concerned, they are generally covered by a manufacturer’s warranty.
When the warranties begin to expire, homeowners begin to think about home warranties as a way of protecting themselves from the expense of major repairs. Home warranties generally cost $300 to $600 and that cost must be considered against what it would cost to hire an electrician, plumber or contractor to conduct repairs.
As a homeowner, you could actually save thousands of dollars if your house should need a major repair and you have a home warranty. This, of course, is one of the main advantages of having the warranty. The warranty is an annual, renewable contract on a specific home. If your heating or electrical systems fail, you have the assurance of a warranty. You simply call the warranty company and they will come out and do the repair for the agreed upon deductible in the contract.
It is important for you to find out how much you have to pay as a deductible and what is actually covered. Items such as spas, hot tubs and swimming pools are not generally covered and you have to pay an extra fee if you want them included in the warranty. Having to pay extra for items that are not covered is an obvious disadvantage.
Another disadvantage to having a home warranty would be if you are a hands on type of person and you like to perform preventive maintenance on the home. Preventive maintenance will make your home last much longer, as will taking care of your home appliances. If you perform regular maintenance and take care of the appliances, that means you are not likely to use your home warranty. While one service call can save you thousands of dollars if you have a home warranty, not using your home warranty means that you are needlessly spending hundreds of dollars.
In the end, you have to decide whether it would be a good idea for you to get a home warranty. You have to consider the age of your home, whether the original warranties are expiring or have expired and the general condition of your systems and the structure of your home.
If the home is fairly new and everything is well-maintained and sound, you may not need a home warranty. On the other hand, if the home is old and you can see that things are going to begin to break down, it may be prudent to purchase a home warranty. If nothing else, a home warranty will give you peace of mind knowing that things are covered if the need for a major repair should arise.
About the Author
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How does a home warranty work?
I’ve been researching home warranties as I get ready to purchase a place with a very old furnace/ac unit. Does anyone know if this is correct? If I get a warranty from a company like AHS, if the furnace breaks – then they will replace it on their dime? This deal just seems to be too good to be true on $400/yr premium……
Thanks!
After doing work with a few different home warranty companies in the past I can say most are not worth what you’ll pay for them yearly… You still pay a trip fee most times for the service man, and honestly its rare for most homeowners to get even the 400 a year in service, with the HVAC units they have a cap on what they contribute, and most times they will repair old appliances as long as the repair is under a set price for a new one, even when advised by the tech that a new one is the best approach. I have also seen that they have a previously existing problem clause in the contract, so if the ac or furnace breaks too soon after coverage starts, its not covered anyway.
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3 YR EXT WARRANTY (IN HOME REPAIR) $1299.99 3 Year TV – Under $15,000.00 In-Home Service This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 3(three) years. The TV product registered is guaranteed to operate properly according to manufacturer’s specifications or we shall repair same to operate properly. To arrange for Home Service, or if you have any questions regarding the service of your unit or details of your warranty, please call our Warranty Department at 800-252-6225. This TV equipment will be repaired to proper operating condition at no charge to you (this includes all parts and labor) such service, repair or adjustment of the equipment is assured the original purchaser only, provided the equipment has not been misused, tampered with, modified or damaged as result of accident, liquid, impact or lack of proper care as indicated in the manual of operations. This warranty only covers a unit malfunction. Customer maintenance is not covered. This limited warranty applies only to the TV specified herein, it does not cover picture tube (if applicable) or unit accessories. This limited warranty is not transferable and not valid until after receipt of payment from dealer. |
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Mack 3 Year Extended Home Theater Warranty for Home Theater Systems up to $500 *1002* $42.95 We sell Home Theater Systems made by the finest manufacturers in the industry. Each carries at least a one year warranty against defects. The Extended Warranty Program (provided by Mack) is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just luck, electronic malfunctions seem to happen right after the Manufacturer Warranty expires! The Mack Home Theater Warranty offers you that peace of mind for those unexpected malfunct… |
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In-Home Three Year Extended Warranty Certificate (TVs up to $1700) $299.95 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 3 (three) years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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Mack In-Home Three Year Extended Warranty Certificate (TVs up to $2100) $299.95 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 3 (three) years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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In-Home Three Year Extended Warranty Certificate (TVs up to $2500) $299.95 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 3 (three) years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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In-Home 5 Year Warranty Certificate (TVs up to $1000) $199.95 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 4 years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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In-Home 5 Year Warranty Certificate (TVs up to $1250) $299.95 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 4 years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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In-Home 5 Year Warranty Certificate (TVs up to $1500) $375.99 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 4 years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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In-Home 5 Year Warranty Certificate (TVs up to $1750) $349.95 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 4 years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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In-Home 5 Year Warranty Certificate (TVs up to $2500) $399 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 4 years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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In-Home 5 Year Warranty Certificate (TVs up to $3000) $449.95 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 4 years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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In-Home 5 Year Warranty Certificate (TVs up to $3500) $499.95 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 4 years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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In-Home 5 Year Warranty Certificate (TVs up to $5000) $599.95 This warranty is an extension of the manufacturer’s normal warranty on the equipment for an additional period of 4 years. Mack Camera’s Extended Warranty is designed to provide you with additional coverage for manufacturer defects. Whether it be Murphy’s Law or just “luck”, electrical malfunctions seem to take place the day after the Manufacturer Warranty expires. The Mack Camera Extended Warranty offers you that peace of mind for those unexpected malfunctions and costly repairs. When you purchase a Mack Camera Extended Warranty, you are truly making a smart investment for your equipment. Mack Camera and Video Service, established in 1938, has been a leading repair center for over 60 years. Mack Camera currently services equipment ranging from 35mm Cameras to Digital Video Equipment, PDA’s, DVD Players, Televisions, VCR’s and Laptop Computers. Their repair facility is factory authorized for manufacturer warranty repairs and their technicians are factory trained to repair your equipment to manufacturer specifications. By working with Mack Camera and Video Service you are investing in a customized repair and service program for your new equipment. |
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5 Year Warranty for Large Appliances $1500 & OVER $349 Repair Master’s warranty is a 5 Year xtension of the manufacturer’s warranty, including all parts and labor. If original manufacturer’s warranty includes in-home service, this 2 year extension is also in-home. If original manufacturer’s warranty is carry-in, this 2 year extension is also carry-in. |
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2 Year In Home Warranty Service Plan for Consumer Electronics Under $4000 $299.95 Purchasing consumer electronics is an investment. Protect-it! Select a Plan that can cover you against costly repairs and inconvenience for up to 2 years In Home from the date of purchase for pennies a day. |
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2 Year In Home Warranty Service Plan for Consumer Electronics Under $500 $99.95 Purchasing consumer electronics is an investment. Protect-it! Select a Plan that can cover you against costly repairs and inconvenience for up to 2 years In Home from the date of purchase for pennies a day. |
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2 Year In Home Warranty Service Plan for Consumer Electronics Under $1000 $129.95 Purchasing consumer electronics is an investment. Protect-it! Select a Plan that can cover you against costly repairs and inconvenience for up to 2 years In Home from the date of purchase for pennies a day. |
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2 Year In Home Warranty Service Plan for Consumer Electronics Under $2000 $199.95 Purchasing consumer electronics is an investment. Protect-it! Select a Plan that can cover you against costly repairs and inconvenience for up to 2 years In Home from the date of purchase for pennies a day. |
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2 Year In Home Warranty Service Plan for Consumer Electronics Under $2500 $249.95 Purchasing consumer electronics is an investment. Protect-it! Select a Plan that can cover you against costly repairs and inconvenience for up to 2 years In Home from the date of purchase for pennies a day. |
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3 Year Total Warranty for Appliances $2000 & Over $298 Repair Master’s warranty is a 2 year extension of the manufacturer’s warranty, including all parts and labor. If original manufacturer’s warranty includes in-home service, this 2 year extension is also in-home. If original manufacturer’s warranty is carry-in, this 2 year extension is also carry-in. The RepairMaster program is based on the dollar amount of the sale of product excluding tax and delivery. The program is a customer registration so that retail sales people require no paperwork. The customer can now register the contract via Internet. The RepairMaster Service Plan on appliances mirrors the manufacturer’s warranty in its coverage; it covers everything that the manufacturer covers. If you have an in-home factory warranty then the extended warranty is also in-home. With the exception of our replacement warranties, all contracts are date of purchase inclusive of the manufacturer’s warranty. The customer can call RepairMaster during the manufacturer’s warranty, however we will soft transfer the customer to the manufacturer for service. The extensions begin at the conclusion of the shortest portion of the manufacturer’s warranty. If the manufacturer’s warranty were 90 days labor and one year parts, the extended warranty would begin on the 91st day and run for the duration of the contract period. Date of Purchase Contracts begin at once including the manufacturer’s warranty. |
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5 Year Total Warranty for Large Appliances $1500 & Under $299 Repair Master’s warranty is a 5 year extension of the manufacturer’s warranty, including all parts and labor. If original manufacturer’s warranty includes in-home service, this 2 year extension is also in-home. If original manufacturer’s warranty is carry-in, this 2 year extension is also carry-in. |
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3 Year Total Warranty for Large Appliances $1500 & OVER $299 Repair Master’s warranty is a 2 year extension of the manufacturer’s warranty, including all parts and labor. If original manufacturer’s warranty includes in-home service, this 2 year extension is also in-home. If original manufacturer’s warranty is carry-in, this 2 year extension is also carry-in. |