Arizona Mortgage Rates
Bugs Finance Offers Phoenix Commercial Mortgage Loan
HI All, With an office in Phoenix, AZ, bugs finance was founded by group of students from Arizona State University. Bugs finance is known as being a leader in the lending industry. Founded in 2002, bugs finance is a subsidiary of D and E financing. Bugs Finance delivers excellent customer service along with the security of being part of one of the best mortgage companies in America. At bugs finance we meet our customer’s expectations through our 24 hour/7 days a week full-service organization delivering competitive rates and a hassle-free loan experience.
Bugs Finance offers the consumer a variety of products, including first mortgages, fixed rate second mortgages, variable equity lines of credit and no closing cost option equity seconds. The online capabilities allow the customer to communicate with knowledgeable loan agents from home, work or on the road. Arizona mortgage, hipoteca, mortgage phoenix, phoenix Arizona home mortgage, Arizona home loan, Arizona mortgage rate, Arizona home equity loan, Arizona mortgage broker, home loan phoenix, Arizona mortgage lender, mortgage lender phoenix, mortgage broker phoenix, mortgage company phoenix, Arizona commercial loan mortgage, phoenix commercial mortgage loan bugsfinance.com
Bugs Finance offers the consumer a variety of products, including first mortgages, fixed rate second mortgages, variable equity lines of credit and no closing cost option equity seconds. The online capabilities allow the customer to communicate with knowledgeable loan agents from home, work or on the road.
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Can I sell my home to my spouse?
Our home in Arizona has lost significant value so our lender will not let us refinance from an ARM to a fixed loan. Can I sell (our home that I originally bought when I was still single) to my wife, whose name is not on the mortgage, in order to get into a fixed rate loan?
Yeah you can but your wife will have to qualify for the home. Meaning the home will have to appraise for the sales price of the home. But if it can appraise for the sales price it sure as hell will appraise for a refinance. On an FHA you can go up to 97.25% LTV.
Anyway lets assume for some reason the home will appraise different for a purchase over a refinance. Your wife will need to have the 3% down minimum if you go FHA. There is no problem with you selling it to your wife but make sure she can qualify.
What I really dont understand is how can you get value for a purchase over a refinance. The values will be really similar either way.
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